RATES & RANTS http://www.ratesandrants.com/ Rates and Rants gives its listeners a insiders view to the world of running a mortgages company and the daily issues of successful sales and operation models. Delivered with a entertaining open discussion format Rates and Rants will not only make your commute feel shorter you can also pick up some knowledge as well. Fri, 25 Oct 2019 16:56:55 +0000 en-US © 2019 RATES & RANTS MORTGAGES & LIFE RATES & RANTS episodic Rates and Rants gives its listeners a insiders view to the world of running a mortgages company and the daily issues of successful sales and operation models. Delivered with a entertaining open discussion format Rates and Rants will not only make your commute feel shorter you can also pick up some knowledge as well. RATES & RANTS ratesandrants@ahmcloans.com clean http://13.59.24.150/wp-content/uploads/2019/03/Untitled.png RATES & RANTS http://www.ratesandrants.com/ https://wordpress.org/?v=5.1.19 Episode 6: Johns Origin Story http://www.ratesandrants.com/podcast/episode-51-designing-for-the-future/ Tue, 22 Oct 2019 11:30:01 +0000 user https://megabyte.progressionstudios.com/?post_type=podcast&p=141 “WHO IS JOHN KUSKIN?!”

We welcome John in as he gives us an inside look on how he started in the mortgage industry. From Cleveland back to the Meadowlands, John eventually started working for a Mortgage Company right out of college in Pine Brook, NJ. 

With a finance background he started in 2002 with “ABSOLUTELY” no background for mortgages. But back in 02 people were buying loans from paper! So, this job that was more shipping than anything! Eventually John got into secondary markets by taking over in the company with a raise. John eventually started to learn from the best, Rich Conforti (Absolutes Executive Vice Pres.) Soon John was taken under Rich’s wing and eventually gravitated to Absolute. John got into some FBI nonsense in his early life…. but we won’t give too much away but listen in to hear all about it. IT WASN’T HIS FAULT!


“You were just rolling through secondary. Yes. And you used to do payroll too. Yeah. For all. Yeah. For absolute. That’s right. Yeah. I forgot about that because no one else knew how to do it and I’m like, well, someone’s got to do it. Right. I’m like, all right, I’ll do it. Yeah. Now, do you remember the first days at, absolutely when you started working with me and I, we, we, we first linked up the two offices via the server and that’s when really linked payroll. Do you remember that when I first gave you file center? Oh yes. Yup. Yeah, we have, we created the funding report. Yeah. And then then the funding report got created. File center, file center. What is this noise? So what do you think about, I mean, have you just been coasting for the past seven years? Yeah, pretty much. That’s it.

So we haven’t, we had this great origin story. Yeah. We get shut down by the FBI. You get a job at Absolute and then it stopped being exciting.. then no more feds. It’s just like kind of doing mortgages, which been boring closes and big volumes. So, I think that you’ve really stepped up, um, in the past like 12 to 18 months. Erica, how quiet was John?-  No, he didn’t say a word. Nobody thought he spoke yet. And now he won’t stop talking!

We talked to a couple of people I’d analyze from afar and now he’s in volleyball games. Tons of shouting in volleyball. Yeah. Yeah. He’s actually a really good volleyball player. “

Listen in on John’s story….

]]> yes yes 00:30:27 user Episode 5: Marketing http://www.ratesandrants.com/podcast/episode-5-marketing/ Wed, 16 Oct 2019 16:30:53 +0000 user https://megabyte.progressionstudios.com/?post_type=podcast&p=127 Marketing is in the air…..
Our goal is to connect people, interact with them in a way that makes them turn around come back. To have our audience bring something home with them to go “WOW, check this out!” Yeah marketing is about the content we make, the inspiration we have behind it but it’s also all about the stories to tell, the ones that go VIRAL!

Josie, Shawn and Josh discuss how are we going to operate better as a more cohesive unit? What are the, the key points that we’ve been going on?

” I think the biggest things that we talked about this week is having a central resource.  A place where all of us can go and pull work that we’ve all, you know. Feeding off of others is what makes marketing more advanced. Collaborating new innovative ideas is something any corporation should be doing on a weekly basis. Marketing the best of our abilities as a group but also in our own unique ways. You know what I’m saying? It’s, it’s great to kind of work on your own Island but unify your island with your co-workers. Central resources is where you need to go. To pull from designated folders, grabbing those ideas and creating something even better. THIS IS HUGE!!! ”

Listen in to our discussion on what we’re doing just a bit differently in the mortgage world. Some topics to follow are

  • Social Media Strategy
  • Advertising to a whole new level
  • How to promote loan officers and realtors effectively
  • What Marketing goals are set for this year and next
  • How to reach an overall global target market effectively

“Creativity is intelligence having fun.” – Albert Einstein

Absolutes creativity is like no other and of course were going to have fun with it…

]]> yes yes 00:39:16 user Episode 4 : Rick Riddle & The Kingdom http://www.ratesandrants.com/podcast/episode-4-rick-riddle-origins/ Sun, 13 Oct 2019 21:36:00 +0000 user https://megabyte.progressionstudios.com/?post_type=podcast&p=131 Crown Home Mortgage : The Sister Company

This ones all about Rick…  to sports, to his comedian background this podcast will get you thinking…

We have Rick riddle, King of the castle of crown home mortgage.
Rick : Yeah, not really a King though, just the jester than the court gesture. The court jester of the castle
 Matt: So we’re continuing on what mortgage origin stories, but this is the crown cast, addition of a mortgage origins. And we’re gonna hear a little bit about how Rick got started, but I guess we have to BS a little bit before. 

Rick actually went to school for marketing believe it or not but then soon after transitioned into working sales at a call center in the mortgage industry… Well instead of giving away the whole story youll just have to tune in… 

See what else Rick has in store for you by pressing that play button, you may just end up wanting to join his kingdom…

https://www.crownhm.com

Instagram: @crownhomemortgage
Facebook: Crown Home Mortgage – NMLS ID 176743

]]> yes yes 00:33:31 user Episode 2: Company Culture http://www.ratesandrants.com/podcast/episode-2-company-culture/ Sat, 14 Sep 2019 11:55:06 +0000 user https://megabyte.progressionstudios.com/?post_type=podcast&p=139 “Determine what behaviors and beliefs you value as a company, and have everyone live true to them. These behaivors and beliefs should be so essential to your core, that you don’t even think of them as culture”
– Brittany Forsyth

Culture is Key

So I think for in the, in the time we’re in now, I think we have great company culture, It’s different type of culture. Back then culture was more about just having fun. Right? Not necessarily how you treated people at the company. You know, everybody was just there, and there was no compliance back then because you know anybody could get a loan. Culture is what you make it. In family culture you have traditions so why not have company traditions too.. The base of culture is how you treat people, your relationships with others, and the benefits that make your goals successful.

It depends on the company, the demographic of the company, of what culture is. I don’t think it’s just like, Hey, this isn’t fun. Just having fun. Right, right. Or just doing fun things or you know, if you to come to work every day because you like everybody, and you get along with everybody. That’s the culture of the company too, right? It’s not just, you know, we threw a party or a Christmas party or you know, we do the workouts. I think that it’s, it’s has to be like a kind of a cohesive relationship between the demographic of the company and what the company provides.”

Absolutes culture is all about employees working hard but we also know when to take a break, or maybe be active with our physical trainer on Tuesdays, and simply brainstorm new ideas in a fun innovative way. Tune in more to see how we go about our monthly routines…

]]> yes yes 00:38:56 user Episode 1: Rants & Rates Introduction http://www.ratesandrants.com/podcast/episode-52-artist-corner-with-steven/ Thu, 14 Mar 2019 19:00:56 +0000 user https://megabyte.progressionstudios.com/?post_type=podcast&p=142 Welcome to Rates and Rants! The podcast that wraps your mind around Absolute Home Mortgage. If you’re a loan officer, realtor, first time home buyer, work for another mortgage company trying to figure out alternative solutions, then this show is for you! Hey maybe your just on your way to work and want to hear something different for once… who knows. Dive into the mortgage industry with Matt, Joe, John and Erica as we push the limits of buying and selling homes, getting you on the right program, and taking consideration of your personal preferences. We’re not just a mortgage company… Our company culture has us going up and beyond the norms of a mortgage banking firm. Listen from the best in the business, our special guests and how they became so successful but with a little bit of nonsense in between

So why have a podcast about mortgages… well, its not all about that…

  • The American Mortgage has changed and is always changing over time
  • As Technology advances we advance too
  • Social Media Marketing is becoming a huge outlet for success
  • We take your inputs and provide answers
  • Allow you to plan for the unexpected when it comes to mortgages
  • & were also here to give you a laugh..

About the convo’s :
We focus on giving you tools that will make your work more efficient and smarter. We use diverse marketing strategies for loan officers and realtors, we take our initiatives to a more global audience reach, and we collaborate with home buyers for a more personal feel to achieving their dream home. We change lives one loan at a time. Among other perspectives, we consider our employees with so much talent and we showcase what they might be doing in there down time… because its pretty awesome !  So sit back relax, get those air pods on and tune in.

“Cast ready ?.. Joe, John, Erica ?
Cast: ” All set ! ”

3….2….1…

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